Fees and refunds

Last updated October 24, 2026

Nothing is sold on this website

You can't buy or pay for anything here, so there is nothing to refund. The first call is free, and booking one doesn't commit you to anything.

How mortgage associates are usually paid

For most residential mortgages, the lender pays the brokerage a fee once your mortgage closes, and you pay nothing to Pegasus Mortgage for that work. You'll be told in writing how the brokerage is paid before you sign anything.

No hidden fees

If a fee would ever apply to you, for example for some private or specialty mortgages, you'll get it in writing before you agree to it, along with the cost of borrowing and the annual percentage rate (APR) that the law requires. You can say no, and you won't be charged for anything you didn't agree to first.

Refunds

If you ever paid a fee and believe it wasn't properly disclosed, or that you're owed a refund under your written agreement, contact Abhi Mittal at a.mittal@pegasusmortgages.com. You can also contact Pegasus Mortgage, or the provincial mortgage regulator, which licenses Pegasus Mortgage.

Costs from others

Buying a home can include costs paid to others, such as an appraisal, a lawyer, land title registration fees, or CMHC insurance. These are set by those providers or by law. They will be explained before you commit.